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DISCLAIMER:ICL Fincorp Limited (“Company”), subject to market conditions, and other considerations, is proposing a public issue of secured redeemable non-convertible debentures (“NCDs”) and has filed a prospectus dated April 21, 2025 (“Prospectus”) with the Registrar of Companies, Tamil Nadu at Chennai (“RoC”), BSE Limited (“BSE”) and Securities and Exchange Board of India (“SEBI”). The Prospectus is available on the website of the Company at www.iclfincorp.com, on the website of BSE at www.bseindia.com, on the website of the lead manager at www.vivro.net and on the website of SEBI at www.sebi.gov.in. Investors proposing to participate in the Issue should invest only on the basis of the information contained in the Prospectus. Investors should note that investment in the NCDs involves a high degree of risk and for details in relation to the same, refer to the Prospectus, including the section titled “Risk Factors” and “Material Developments” beginning on page 17 and 117 respectively of the Prospectus. Capitalised terms not defined herein shall have the same meaning as assigned to such terms in the Prospectus.

Disclaimer Clause of BSE:

It is to be distinctly understood that the permission given by BSE should not in any way be deemed or construed that the Prospectus has been cleared or approved by BSE nor does it certify the correctness or completeness of any of the contents of the Prospectus. The investors are advised to refer to the Prospectus for the full text of the disclaimer clause of the BSE.

Disclaimer Clause of use of BSE Electronic Platform:

It is to be distinctly understood that the permission given by the BSE to use their network and software of the Online system should not in any way be deemed or construed as compliance with various statutory requirements approved by the Exchange; not does it in any manner warrant, certify or endorse the correctness or completeness of any of the compliance with the statutory and other requirements; nor does it take any responsibility for the financial or other soundness of this Company, its promoters, its management or any scheme or project of this Company.

Disclaimer clause of CRISIL:

CRISIL Ratings Limited (CRISIL RATINGS) has taken due care and caution in preparing the material based on the information provided by its client and/or obtained by CRISIL Ratings from sources it considers reliable ("Information"). A rating by CRISIL Ratings reflects its current opinion on the likelihood of timely payment of the obligations under the rated instrument and does not constitute an audit of the rated entity by CRISIL Ratings. CRISIL Ratings does not guarantee the completeness or accuracy of the information on which the rating is based. A rating by CRISIL Ratings is not a recommendation to buy, sell, or hold the rated instrument; it does not comment on the market price or suitability for a particular investor. The rating is not a recommendation to invest or disinvest in any entity covered in the material, and no part of the material should be construed as expert advice, investment advice, or any form of investment banking within the meaning of any law or regulation. CRISIL Ratings explicitly states that it has no liability whatsoever to the subscribers, users, transmitters, or distributors of the material. Without limiting the generality of the foregoing, nothing in the material is to be construed as CRISIL Ratings providing or intending to provide any services in jurisdictions where CRISIL Ratings does not have the necessary permissions and/or registrations to carry out its business activities in this regard. ICL Fincorp Limited will be responsible for ensuring compliance with regulations and the consequences of non-compliance for the use of the material or part thereof outside India. Current rating status and CRISIL Ratings' rating criteria are available free of charge to the public on the website, www.crisilratings.com. For the latest rating information on any instrument of any company rated by CRISIL Ratings, please contact the customer service helpdesk at 1800-267-1301.

Disclaimer Clause of RBI:

The Company is having a valid Certificate of Registration dated June 9, 2016 under Section 45 IA of the Reserve Bank of India Act, 1934. A copy of this Prospectus has not been filed with or submitted to the Reserve Bank of India (“RBI”). It is distinctly understood that this Prospectus should not in any way be deemed or construed to be approved or vetted by RBI. RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the Issuer or for the correctness of any of the statements or representations made or opinions expressed by the Issuer and for discharge of Liability by the Issuer. RBI neither accepts any responsibility nor Guarantee for the Payment of any amount due to any Investor in respect of the Proposed NCDs.