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Services

Trustworthy and Transparent Gold Loans

Services

Obtain gold loans for any of your financial needs from ICL Fincorp Limited. Whether it is personal needs, medical emergencies, or business expansion they provide the best financial solutions for you. With their broad experience of three decades, they have developed as the most trustable brand across India today. ICL Fincorp will give you the finest rate for your gold according to the prevailing market value.

Our gold loan can be obtained using simple procedures. Our team will assist you in completing all the proceeding for applying for a gold loan. ICL Fincorp will set up an appointment with you and all the rest procedures can be completed with the help of their excellent staff. Our team ensures your complete satisfaction throughout the process and makes an easy and pleasant gold loan experience for you. They have an impressive portfolio of satisfied customers. ICL Fincorp helps you to get a gold loan at the lowest interest rates which allows economically backward groups of people to make use of their services.

Salient Features of Our Gold Loan Services

Services
Obtain Gold Loans With Simple Procedures
Services
Get Instant Cash Against the Pledged Gold
Services
Instalment Basis Repayment

GOLD LOAN SCHEMES

ICL Fincorp has different gold loan schemes. Choose the one that suits your requirements and eligibility.

ICL 132

Loan Amount: 2 Lakh to 10 Lakhs
Interest Rate: 18%
LTV: 75%
Duration: 90 Days
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ICL 133

Loan Amount: 5000/- to Unlimited
Interest Rate: 20%
LTV: 75%
Duration: 90 Days
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ICL 134

Loan Amount: 2 Lakh to 10 Lakh
Interest Rate: 16%
LTV: 75%
Duration: 90 Days
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ICL 135

Loan Amount: 5000/- to Unlimited
Interest Rate: 18%
LTV: 75%
Duration: 90 Days
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ICL SUKRUTHAM (EMI-SU)

Loan Amount: No Limit
Interest Rate: 9%
LTV: 75%
Duration: 18 Months (Monthly Instalment Basis)
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ICL 132 Gold Loan (ICL 132)

The details of the scheme are as follows:

Scheme Name Loan Amount Interest Rate LTV Duration Proccessing Fee
ICL 132 2 Lakh to 10 Lakhs 18% 75% 90 Days Rs.50/- up to 5 lakhs and Rs.100/- above 5.01 lakhs (At the time of Disbursement)
  • This is a 30 days interest payment scheme.
  • Processing charges will be collected at the time of disbursement based on the loan amount. ie Rs.50/- up to 5 lakhs and Rs.100/- above 5.01 lakhs
  • Interest to be paid on or before each 30 days from the date of disbursement/ previous interest payment
  • There will be 3% hike on interest rate for each 30 days if the customer does not pay full interest on monthly due date, for the entire outstanding amount.
  • After the loan duration, Rate of interest will be 28%.
  • 6. Applicable to Andra, Telegana , Odisha, Mumbai, Gujarat regions
  • Effective date 01-01-2024

Slab Rates:

Sl No Days Interest Rate
1 1-30 Days 18%
2 31-60 Days 21%
3 61-90 Days 24%
4 After 90 Days 28%
ICL 133 Gold Loan (ICL 133)

The details of the scheme are as follows:

Scheme Name Loan Amount Interest Rate LTV Duration Proccessing Fee
ICL 133 5000/- to Unlimited 20% 75% 90 Days Rs.50/- up to 5 lakhs and Rs.100/- above 5.01 lakhs (At the time of Disbursement)
  • This is a 30 days interest payment scheme
  • Processing charges will be collected at the time of disbursement based on the loan amount. ie Rs.50/- up to 5 lakhs and Rs.100/- above 5.01 lakhs
  • Interest to be paid on or before each 30 days from the date of disbursement/ previous interest payment
  • There will be 3% hike on interest rate for each 30 days if the customer does not pay full interest on monthly due date, for the entire outstanding amount.
  • After the loan duration, Rate of interest will be 29%.
  • Andra, Telegana, Odisha, Mumbai, Gujarat regions
  • Effective date 01-01-2024

Slab Rates:

Sl No Days Interest Rate
1 1-30 Days 20%
2 31-60 Days 23%
3 61-90 Days 26%
4 After 90 Days 29%
ICL 134 Gold Loan (ICL 134)

The details of the scheme are as follows:

Scheme Name Loan Amount Interest Rate LTV Duration Proccessing Fee
ICL 134 2 Lakh to 10 Lakh 16% 75% 90 Days Rs.50/- up to 5 lakhs and Rs.100/- above 5.01 lakhs (At the time of Disbursement)
  • This is a 30 days interest payment scheme.
  • Processing charges will be collected at the time of disbursement based on the loan amount. ie Rs.50/- up to 5 lakhs and Rs.100/- above 5.01 lakhs
  • Interest to be paid on or before each 30 days from the date of disbursement/ previous interest payment
  • There will be 3% hike on interest rate for each 30 days if the customer does not pay full interest on monthly due date, for the entire outstanding amount.
  • After the loan duration, Rate of interest will be 28%.
  • Applicable to Kerala, Karnataka, Tamilnadu regions
  • Effective date 01-01-2024

Slab Rates:

Sl No Days Interest Rate
1 1-30 Days 16%
2 31-60 Days 19%
3 61-90 Days 22%
4 After 90 Days 28%
ICL 135 Gold Loan (ICL 135)

The details of the scheme are as follows:

Scheme Name Loan Amount Interest Rate LTV Duration Proccessing Fee
ICL 135 5000/- to Unlimited 18% 75% 90 Days Rs.50/- up to 5 lakhs and Rs.100/- above 5.01 lakhs (At the time of Disbursement)
  • This is a 30 days interest payment scheme.
  • Processing charges will be collected at the time of disbursement based on the loan amount. ie Rs.50/- up to 5 lakhs and Rs.100/- above 5.01 lakhs
  • Interest to be paid on or before each 30 days from the date of disbursement/ previous interest payment
  • There will be 3% hike on interest rate for each 30 days if the customer does not pay full interest on monthly due date, for the entire outstanding amount.
  • After the loan duration, Rate of interest will be 28%.
  • Applicable to Kerala, Karnataka, Tamilnadu regions
  • Effective date 01-01-2024

Slab Rates:

Sl No Days Interest Rate
1 1-30 Days 18%
2 31-60 Days 21%
3 61-90 Days 24%
4 After 90 Days 28%
ICL SUKRUTHAM (EMI-SU) Gold Loan (ICL SUKRUTHAM (EMI-SU))

The details of the scheme are as follows:

Scheme Name Loan Amount Interest Rate LTV Duration Proccessing Fee
ICL SUKRUTHAM (EMI-SU) No Limit 9% 75% 18 Months (Monthly Instalment Basis) 25
  • If customer try to settle the pledge before due date , it will considered as premature closing. So the interest rate changed to 24%.
  • 3 days grace period available each EMI Payments.
  • 18% penalty charged for delayed EMI Payments
  • Applicable all branches

Slab Rates:

Sl No Days Interest Rate
1 Nil Nil

Get in Touch With Us

We are always ready to hear your valuable feedback and suggestions. If you have any queries regarding our services, don’t hesitate to dial us.

Email info@iclfincorp.com Phone 1800 31 333 53
Time Opening Hours: Monday - Saturday: 9:00 AM to 5:30 PM
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