Privacy Policy

By using this Website www.iclfincorp.com, and providing ICL Fincorp with your personal information, you are consenting to ICL Fincorp’s collection, use, and disclosure of your personal information in accordance with this privacy policy. You may choose not to provide personal information through this Website; however, in doing so, you may not be able to engage in certain transactions or activities offered through this Website.

ICL Fincorp is committed to protecting your privacy and ensuring the security of your personal data. This policy outlines how we collect, use, and safeguard your information when you interact with our website.

1. Information Collection

We collect information from you to provide a seamless financial service experience. This occurs when you register on our site, submit a query, subscribe to our newsletter, or fill out a form.

• Personal Identifiers: Name, email address, mailing address, and phone number.
• Technical Data: IP addresses, browser type, and usage patterns collected via cookies.
• Service Queries: Specific details provided regarding loan requirements or investment interests.

2. How We Use Your Information

The data we collect is utilized to enhance our service delivery in the following ways:

• Personalization: To tailor our financial products to meet your individual needs.
• Website Optimization: To improve our digital interface based on user feedback and behavior.
• Customer Support: To respond more effectively to your service requests and support requirements.
• Transaction Processing: To execute the specific financial products or services you have requested.
• Communication: To send periodic emails regarding your account, company updates, or related product information.
• Engagement: Specific details provided regarding loan requirements or investment interests.

3. Data Security & Protection

We prioritize the safety of your personal information through a variety of rigorous security measures:

• Secure Access: We implement encryption and secure server protocols to protect data during entry and submission.
• Confidentiality: Your private information is never sold, exchanged, or transferred to third parties without your explicit consent, except as required to deliver the requested service.

4. Cookie Policy

Our website uses "cookies" (small files transferred to your computer’s hard drive via your web browser) to:

• Recognize your browser and remember specific preferences for future visits.
• Compile aggregate data about site traffic and interactions.
• Help us offer better site tools and experiences in the future.

Note: You can choose to disable cookies through your browser settings, though some features of the site may not function properly as a result.

5. Third-Party Disclosure

We do not sell, trade, or transfer your personally identifiable information to outside parties. This excludes:

• Trusted Partners: Third parties who assist us in operating our website and conducting our business, provided they agree to keep all information strictly confidential.
• Legal Compliance: We may release information when necessary to comply with the law, enforce site policies, or protect the rights and safety of ICL Fincorp or others.
• Non-Identifiable Data: Non-personally identifiable visitor information may be used for marketing or advertising purposes.

6. Scope and Consent

• Online Policy Only: This policy applies strictly to information collected through our website and does not extend to information collected offline.
• Your Consent: By using our website, you signify your agreement to the terms outlined in this Privacy Policy.

Contact Us

If you have any questions regarding this privacy policy or the handling of your data, please contact our support team through the contact form on our website or at the details provided in our "Contact Us" section.

Terms and Conditions

Welcome to ICL Fincorp. By accessing and using this website, you agree to comply with and be bound by the following terms and conditions of use. Please read them carefully.

1. Acceptance of Terms

By accessing this website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using our website and services.

2. Intellectual Property Rights

• Ownership: All content on this website—including text, graphics, logos, icons, images, and software—is the property of ICL Fincorp and is protected by copyright and trademark laws.
• Restrictions: You may not reproduce, distribute, modify, or republish any content from this site without express written consent from ICL Fincorp.

3. Financial Disclaimer

• Information Only: The content provided on this website is for general informational purposes only. It does not constitute financial, investment, or legal advice.
• Product Terms: All financial products (loans, gold loans, investments, etc.) are subject to separate specific terms and conditions provided at the time of application. Approval is subject to credit assessment and internal policies.

4. Limitation of Liability

• ICL Fincorp strives to ensure the accuracy of the information provided; however, we do not guarantee that the content is always up-to-date, complete, or error-free.
• In no event shall ICL Fincorp be liable for any direct, indirect, incidental, or consequential damages arising out of your use of, or inability to use, this website.

5. Third-Party Links

Our website may contain links to external websites for your convenience. ICL Fincorp does not endorse or take responsibility for the content, privacy policies, or practices of any third-party sites.

6. Modifications to Terms

ICL Fincorp reserves the right to change or update these Terms and Conditions at any time without prior notice. Your continued use of the site following any changes constitutes your acceptance of the new terms.

7. Governing Law

These terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts located in the region of the company's registered headquarters.